In the event of any separation, whether a couple is married or not there are serious financial implications to both parties.
If the house is owned in joint names with a joint mortgage, there remains a joint financial responsibility to both parties until witten agreement an be reached regarding whether the joint property will require to be sold or whether one party may be able to buy out the share of the other party in order to remain in the joint home. Independent mortgage advice is often helpful.
If parties have not married nor entered into a civil partnership,then they have very little protection under the law when they separate. Legal advice is essential to explain the rights you may have, whether married, civil partnership or neither.
Married and civil partners have right to claim a fair share of matrimonial property quired by either party during the period of marriage or civil partnership, this also includes pensions.
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